What The First Time Home Buyer Needs To Know
Being a first time home buyer is a tremendous step in life. It is sense of accomplishment and satisfaction that you have reached this point in life. However, there will be challenges due to the many options available to you as a home buyer. You should take the time to become familiar with the home buying process and learn how to best approach buying your first home.
My first suggestion for you, as a first-time home buyer, is to seek professional guidance. It is an inexpensive way from possibly making a costly mistake. Buying a home is not right for everyone at any given time. Even if it is a good choice for your financial future, you may need to take the time to save money, pay down debt and fix any issues with your credit. Be patient, and make your preparations carefully.
Steps For First Time Home Buyers
» Finding an Qualified Agent,
like Dan Berry, can sometimes be difficult. Dan will
make you feel comfortable assisting you in your
first time home purchase. It is very important that
you communicate clearly, honestly, and openly with
Dan as it can directly affect your decision-making
» Get Pre-Approval from a Mortgage Lender. After making the decision to buy a home and getting your finances in order, you need to speak with a professional in the mortgage industry. I recommend that you speak to at least three mortgage brokers or banks to find your best deal. I also would suggest going beyond a basic pre-qualification and getting a fully pre-approved loan.
» Your list of requirements in purchasing your first home. Realistically, for first-time buyers, you probably will not get everything on your requirements list, but it will keep you focused for what you are looking for. I will do everything in my power to meet all of the requirements for your first time home purchase.
» Meet me with an open mind and do not be afraid to ask lots of questions. You should be doing the majority of the talking while I gather all of the information necessary to help you find your first home. Share your list of requirements and what you are willing to do without, plus the information you obtained from the mortgage brokers you have spoken with.
Being a first time home buyer can be intimidating and a big life experience. First time home buyers often don't know where to begin. I can help. From mortgages, to home searches in in your desired area to live, to schools information, I can give you the tools you need to move forward. Call me today and let me make your first home purchase a memorable one.
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